St. Simons Island
Insurance Lawyer

This is a particular area of expertise for our firm. The insurance lawyers from TOSC has years of experience in assisting with a variety of legal matters while representing both insurers and the insured effectively. Our abilities in this arena include the following:

COVERAGE

Our responsibilities when representing insurers typically include detailed coverage evaluations and opinions, and the preparation of reservations of rights and non-waiver agreements. We handle general liability, professional liability, directors and officers, fire, commercial property, personal, auto, and life. Our clients include primary insurers, umbrella and excess insurers and reinsurers. We regularly advise clients on their rights and duties concerning defense and indemnification in the context of bodily injury and property damage, work product and construction defects, advertising injury, and business torts involving commercial and personal lines policies. When appropriate, TOSC  St. Simons Island insurance attorneys will pursue declaratory judgments and subrogation. TOSC also represents insurers with arson, fraudulent thefts, inflated claims, and insurance application fraud. TOSC can assist with examinations under oath and advise insurers of their rights and duties in claims involving suspicious or questionable losses.

DEFENSE

We regularly defend insurers in matters where we are appointed counsel under general liability, professional liability, directors and officers, fire, commercial property, personal auto, and life policies.

BAD FAITH/EXTRA-CONTRACTUAL

TOSC has extensive experience in the specialized area involving extra-contractual liability, including bad faith and punitive damages.

CONSTRUCTION DEFECT

TOSC helps construction professionals avoid and defend against litigation and claims and when necessary, pursue litigation themselves. We represent architects, engineers, surveyors, interior designers, program managers, and other design professionals, as well as the interests of contractors, subcontractors, owners, developers, and insurers.
 

COVERAGE

Our responsibilities when representing insurers typically include detailed coverage evaluations and opinions, and the preparation of reservations of rights and non-waiver agreements. We handle general liability, professional liability, directors and officers, fire, commercial property, personal, auto, and life. Our clients include primary insurers, umbrella and excess insurers and reinsurers. We regularly advise clients on their rights and duties concerning defense and indemnification in the context of bodily injury and property damage, work product and construction defects, advertising injury, and business torts involving commercial and personal lines policies. When appropriate, TOSC  St. Simons Island insurance attorneys will pursue declaratory judgments and subrogation. TOSC also represents insurers with arson, fraudulent thefts, inflated claims, and insurance application fraud. TOSC can assist with examinations under oath and advise insurers of their rights and duties in claims involving suspicious or questionable losses.

DEFENSE

We regularly defend insurers in matters where we are appointed counsel under general liability, professional liability, directors and officers, fire, commercial property, personal auto, and life policies.

BAD FAITH/EXTRA-CONTRACTUAL

TOSC has extensive experience in the specialized area involving extra-contractual liability, including bad faith and punitive damages.

Practicing attorneys & paralegals
Joseph R. Odachowski
Peter H. Schmidt, II
Desiree Watson
M. Waite Thomas
Donna Linn Crossland
Pam Mallard
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St. Simons Island
Tifton
Atlanta

912-634-0955
912-634-0955
912-634-0955

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